SACU strives to meet the needs of small business owners in our community.
We also provide financing for residential investment properties (one to four-unit rentals).


SACU offers real-estate-secured business loans

  • 1-4 family dwellings as investment property

  • Owner-occupied commercial property for your small business

Partnering with SACU rewards you with:

  • Local lending relationship with your neighborhood credit union 

  • Timely responses

  • Competitive loan rates

  • Local loan underwriting

  • Member-focused services, including local servicing of your loan

Small business owner

Through a partnership with Reach Business Lenders, LLC, we can also provide competitive and broader-based member business lending services to Wisconsin businesses.  

Reach Business Lenders®, LLC is a local, Wisconsin-based company dedicated to serving small and mid-sized Wisconsin businesses.

They were founded on the principle of providing competitive and broad-based member business lending services to Wisconsin credit unions, thus allowing you, the business owner, a place to access capital right here in your community.

Business loans available through Reach include:

  • Construction loans

  • Equipment loans

  • Commercial property loans

  • Refinancing

  • Revolving lines of credit

Give us a call today to discuss loan opportunities. 

To get started, common documents needed for the application process are:

  • Business tax returns (up to three years)

  • Personal tax returns (up to three years)

  • Interim financial statement

  • Personal financial statement

  • Collateral details and applicable insurance coverage

Sheboygan Area Credit Union is able to offer various business lending options via a partnership with Reach Business Lenders®, LLC.

Choose from our popular business credit card options, such as low rate, cash back, or flexible rewards, to find the one that works best for your business. 

No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools

  • No fee for additional employee cards

  • Mobile payment capability for added convenience

  • Zero Fraud Liability*. You won't be liable for fraudulent purchases when your card is lost or stolen

  • Cardmember Service available 24 hours a day/365 days per year

GIVE SACU A CALL (920-459-5454) IF YOU HAVE ANY QUESTIONS ABOUT THE FEATURES OF EACH CARD!

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Available service for our business members through our referral provider of Merchants’ Choice Card Services, LLC (MCCS). MCCS corporate office is located in Hortonville, WI. Please contact Sheboygan Area Credit Union today.